What’s a crypto mortgage?
Crypto Is Wealth
A crypto mortgage lets you leverage your crypto in the home buying process.
Unlike a traditional mortgage, with a crypto mortgage you can earn interest on your down payment
Putting your assets to work in a way not possible with traditional mortgages, and saving you money!
Fair and simple crypto mortgages matching 21st century expectations
Benefits of a USDC.homes
At USDC.homes, we believe crypto is wealth, and that crypto holdings should be valued no differently than fiat currency as it relates to a mortgage application.
Borrow up to $5 million
5 Year Arm, 30 year mortgage
Finance up to 80%
20% down payment in crypto required to apply
Rates as low as 5.5%
Ethereum, Bitcoin, USDC, and many other coins accepted as collateral
Avoid a tax loss
Earn interest on your
Your down payment is staked, accruing interest that offsets your payments.
Buy a home with just your Crypto!
Borrow up to 80% of the purchase price with a crypto mortgage.
A perfect fit for those who...
Have most of their funds in crypto
Don’t want to off-ramp large crypto sums, but still want to purchase a home.
Left the traditional workforce and earn a living with crypto.
Live outside of the US and want to buy a home financed with crypto.
Live outside the US and want to invest in residential property with cryptocurrency.
Web3 meets home loans
Why USDC.homes is great for foreign residents
If you live outside of the USA traditional mortgage programs are unavailable. With USDC.homes you can get a mortgage with your crpytocurrency without being a US resident or citizen.
61% of all non-residents homebuyers made an all-cash purchase. With USDC.homes foreign residents can get a crypto mortgage with as little as a 20% down after meeting our borrower requirements.
More than 33% of people in the United States do not have the credit required for traditional mortgage programs.
Ready for your crypto mortgage?
Start your application and get a great mortgage offer in under 10 minutes.