Crypto mortgages have arrived in Texas
Buy a property with just your crypto! Get pre-approved for a mortgage today with nothing but your cryptocurrency.
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What’s a crypto mortgage?

Crypto Is Wealth

A crypto mortgage lets you leverage your crypto in the home buying process.

Earn Interest

Unlike a traditional mortgage, with a crypto mortgage you can earn interest on your down payment

Save Money

Putting your assets to work in a way not possible with traditional mortgages, and saving you money!

Fair and simple crypto mortgages matching 21st century expectations

Benefits of a USDC.homes
crypto mortgage

At USDC.homes, we believe crypto is wealth, and that crypto holdings should be valued no differently than fiat currency as it relates to a mortgage application.
Borrow up to $5 million
5 Year Arm, 30 year mortgage
Finance up to 80%
20% down payment in crypto required to apply
Low rates
Rates as low as 5.5%
Crypto as
collateral
Ethereum, Bitcoin, USDC, and many other coins accepted as collateral
Don’t sell
your crypto
Avoid a tax loss
Earn interest on your
down payment
Your down payment is staked, accruing interest that offsets your payments.
Buy a home with just your Crypto!
Borrow up to 80% of the purchase price with a crypto mortgage.
Loan amount
$2,500,000
Crypto value required
$1,000,000
Rate
5.5 - 7.5%
Term
30 years
Payments
Fiat or Crypto
$ Down payment required
20%
Closing time
30 days
A perfect fit for those who...
Have most of their funds in crypto
Don’t want to off-ramp large crypto sums, but still want to purchase a home.
Left the traditional workforce and earn a living with crypto.
Live outside of the US and want to buy a home financed with crypto.
Live outside the US and want to invest in residential property with cryptocurrency.
Web3 meets home loans
Why USDC.homes is great for foreign residents
Global
Foreign Ownership
If you live outside of the USA traditional mortgage programs are unavailable. With USDC.homes you can get a mortgage with your crpytocurrency without being a US resident or citizen.
Inclusive
61% of all non-residents homebuyers made an all-cash purchase. With USDC.homes foreign residents can get a crypto mortgage with as little as a 20% down after meeting our borrower requirements.
Opportunity
More than 33% of people in the United States do not have the credit required for traditional mortgage programs.

Ready for your crypto mortgage?

Start your application and get a great mortgage offer in under 10 minutes.
Apply